Aged, blind, and disabled (ABD) Medicaid provides coverage for a broad range of health services, including doctors’ visits, hospital care, and medical equipment if:
- You are 65+, blind, or have a disability
- And, you meet the financial eligibility requirements
In many cases, Medicare and Medicaid will work together to cover your health care costs. Medicaid also pays for some services that Medicare does not cover, such as transportation to medical appointments, certain dental services, and additional home care.
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Get Help Applying for Medicare Cost-Savings Programs
If you live in New York, the Medicare Rights Center can help you enroll in various Medicare cost-savings programs. Please answer a few questions to see if we can connect you with a trained benefits enrollment counselor.
Contact your local State Health Insurance Assistance Program
Each state offers a SHIP, partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
Contact your local State Health Insurance Assistance Program
Based on the information you provided, you do not appear to be eligible for Medicare cost-saving programs.
Each state offers a State Health Insurance Assistance Program (SHIP), partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
You are on your way!
A trained counselor from the Medicare Rights Center will be in touch soon to discuss your options.
Click here to learn more about the various Medicare cost-savings programs.
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Even if your income and assets are higher than your state’s ABD Medicaid guidelines, you should still apply. This is because:
- Certain kinds of income may not be counted (such as what you pay for health insurance), and all states exclude at least $20 of all income.
- Income limits may be higher if there are more than two people in your household.
- The first $65 of your monthly earned income will not be counted.
- One-half of your monthly earned income (after the first $65 is deducted) will not be counted.
In addition, some states offer a Medicaid spend-down program or medically needy program for individuals with incomes over their state’s eligibility requirements. This program allows you to deduct your medical expenses and some other health care costs from your income so that you can qualify for Medicaid. Contact your local Medicaid office to learn if a spend-down is available in your state.