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Dear Marci

Dear Marci is a biweekly e-newsletter that helps consumers—people with Medicare, their families and caregivers—understand their Medicare benefits and options. Each issue features Medicare coverage advice, basic health tips and links to vital health care resources. Read recent issues below, and register today at www.medicarerights.org/newsletters.

What are Postal Service Health Benefits?

April 22, 2024

Dear Marci,

My wife is a U.S. Postal Service employee, and we are both covered under her Federal Employee Health Benefits. She was told that our health benefits will change in 2025. What can we expect?

-Luca (Fish Creek, WI)

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What is the Part D donut hole?

March 25, 2024

Dear Marci,

I recently got onto a Part D drug plan and am concerned about the donut hole. What should I know about it?

-Lisa (Clinton, NJ)

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How do I request a tiering exception?

December 4, 2023

Dear Marci,

I recently started taking a new medication. It’s covered by my Part D plan, but when I went to the pharmacy, I was charged a high copay! What’s going on? How do I fix this?

-Maria (Sacramento, CA)

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What are facility fees?

November 20, 2023

Dear Marci,

I went to the doctor last month and now owe more than I thought I would. I called the office and learned that they charged me a facility fee. What is this?

-Roman (Baton Rouge, LA)

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Does it matter which kind of Medicare provider I see?

November 6, 2023

Dear Marci,

I recently enrolled in Original Medicare. I know that with Original Medicare, I can see most any provider. Will my costs be the same regardless of which provider I see? Or is there anything else I should consider to get the best costs for my care?

-Iris (Huntington, NY)

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