| In 2025, you will pay: | ||||
| Monthly premium | $0 if you are enrolled in a basic Part D drug plan with a premium at or below the Extra Help premium limit in your state | |||
| Annual deductible | $0 | |||
| Copayments | If you have Extra Help and your income is above $1,275
If you have Medicaid and your income is below $1,275
$0 when you reach $2,000 in out-of-pocket costs in 2025. |
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| Go Back | ||||
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Get Help Applying for Medicare Cost-Savings Programs
If you live in New York, the Medicare Rights Center can help you enroll in various Medicare cost-savings programs. Please answer a few questions to see if we can connect you with a trained benefits enrollment counselor.
Contact your local State Health Insurance Assistance Program
Each state offers a SHIP, partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
Contact your local State Health Insurance Assistance Program
Based on the information you provided, you do not appear to be eligible for Medicare cost-saving programs.
Each state offers a State Health Insurance Assistance Program (SHIP), partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
You are on your way!
A trained counselor from the Medicare Rights Center will be in touch soon to discuss your options.
Click here to learn more about the various Medicare cost-savings programs.
Would you like to create a free Medicare Interactive account? Learn about the benefits of creating an account and register today.
If you have Extra Help, throughout the year you will pay either the Extra Help copayment or your plan’s copay for your prescription drugs. You always pay the lower cost between the two. Note that plan copays for prescriptions may change during the year, meaning at times the price for your prescription drugs may differ.
Example: Mr. S has Extra Help and a monthly income above $1,275. His Extra Help copays are $4.90 for generics and $12.15 for brand-name drugs. His plan copay for generics is $1.25, so Mr. S will pay the plan copay of $1.25 because it is cheaper than the Extra Help copay of $4.90.