In New York State, all Medicare beneficiaries are eligible for continuous open enrollment for Medigap policies. This means insurance companies:
- Must sell you a Medigap policy at any time, no matter your age or health status
- Cannot deny you coverage or charge you more because of your health status
- Must sell to people with Medicare who are under 65, as well as to those over 65
- TEST
Get Help Applying for Medicare Cost-Savings Programs
If you live in New York, the Medicare Rights Center can help you enroll in various Medicare cost-savings programs. Please answer a few questions to see if we can connect you with a trained benefits enrollment counselor.
Contact your local State Health Insurance Assistance Program
Each state offers a SHIP, partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
Contact your local State Health Insurance Assistance Program
Based on the information you provided, you do not appear to be eligible for Medicare cost-saving programs.
Each state offers a State Health Insurance Assistance Program (SHIP), partly funded by the federal government, to give you free counseling and assistance. A SHIP counselor may be available by phone or in person.
Visit www.shiptacenter.org to find your local SHIP office.
You are on your way!
A trained counselor from the Medicare Rights Center will be in touch in the next 3-5 business days to discuss your options.
Click here to learn more about the various Medicare cost-savings programs.
Would you like to create a free Medicare Interactive account? Learn about the benefits of creating an account and register today.
Note: Some Medigap policies are issued by groups and available only to members of that group. For example, an employer may offer a Medigap plan to former employees. You may be ineligible for a specific Medigap if you are not a member of the group administering the policy.
Medigap premiums in New York are no-age-rated (community-rated). This means that your Medigap premiums vary depending on where in New York you live but are unaffected by your age or health status.
Make sure you’re aware of the exact costs of Medigap policies in New York. This chart is updated monthly and the premiums are taken from the New York State Department of Financial Services.