Tips for helping ensure quality care

…medication to pursue alternative solutions? If your doctor recommends surgery: Why is the surgical procedure necessary? What are the benefits and risks? What are the alternatives (such as medication, a…

Medigap overview

…decide you need a Medigap and know you are eligible to enroll, compare the different types of policies that exist. As mentioned above, there are 10 different standardized policies in…

Medicare eligibility for disabled youths

…SSDI, even with no work history, if they: Developed a disability before age 22 Have at least one parent who receives Social Security retirement benefits And, are unmarried If your…

Part D when you have Medicare and Extra Help

If you have Extra Help and do not choose a Part D plan, Medicare will automatically enroll you in a benchmark Part D plan. Benchmark Part D plans have a…

Applying for a Medicare Savings Program

…cost-savings programs. Would you like to create a free Medicare Interactive account? Learn about the benefits of creating an account and register today. Examples of documentation that may be required…

How to enroll in Medicare if you have ALS

…Security Disability Insurance (SSDI) or a railroad disability annuity check. Once you are diagnosed with ALS, you should submit your completed application for SSDI to Social Security or your application…

Making Part B enrollment decisions with FEHB retiree coverage

…HMO and FFS options. FEHB HMO plans have networks of providers and facilities FFS plans allow you to see any provider, but you may pay higher costs You should also…

Nursing home rights

…be informed about available choices Appoint a representative as your advocate who will be informed of your condition and care Appeal any discharge or transfer notices Share a room with…

Enrolling in Medicare with job-based insurance

…to avoid gaps in coverage. Remember, even if you use the SEP to avoid a late enrollment penalty, you may still be responsible for any health care costs you incur…

COBRA and Medicare coordination

…that provides your COBRA coverage may allow you to drop your medical coverage but keep paying a premium for the dental coverage for as long as you are entitled to…