ESRD Medicare costs and coverage

…fees for certain services and items, such as intravenous iron therapy, are billed separately from the dialysis charges. Note: ESRD Medicare does not cover surgery or services that are required…

Living wills

…no longer communicate your wishes because you are incapacitated by a temporary or permanent injury or illness. A living will can serve as a valuable guide for your family, health…

Spend-down program for beneficiaries with incomes over the Medicaid limit

…Excess Income Program. Below is a general guide to the Medicaid spend-down process. Contact your local Medicaid office to learn if a spend-down program is available in your state, and…

Applying for a Medicare Savings Program

…monthly income? * Please include the combined monthly household income of you and your spouse Income examples Common sources of countable income include; gross Social Security benefits, pension, VA benefits,…

How to apply for Medicaid

Below is a general guide to the Medicaid application process. Be sure to contact your local Medicaid office for state-specific rules. Note: Your Medicaid office may be called the Department…

Same-sex marriage and Medicare

…Security rules for same-sex spouses. You may now qualify for the following based on your same-sex spouse’s work history: Premium-free Part A Social Security Retirement benefits ESRD Medicare Additionally: You…

VA benefits basics

…including: Existence of a service-connected disability Exposure related to service Income If you are eligible for VA benefits, you must apply with the U.S. Department of Veterans Affairs to be…

TRICARE for Life (TFL) basics

…when services are not covered by Medicare or when you have used up your Medicare benefits. TFL coverage and cost-sharing rules may apply. If you are eligible for premium-free Part…

Outpatient physical, speech, and occupational therapy

…therapy at 80% of the Medicare-approved amount. When you receive services from a participating provider, you pay a 20% coinsurance after you meet your Part B deductible ($240 in 2024)….

Comprehensive Outpatient Rehabilitation Facilities (CORFs)

…care. Covered items and services at a CORF include: Doctors’ services Physical, occupational, and respiratory therapy, and speech-language pathology services Prosthetic and orthotic devices, including testing, fitting, and/or training in…