Qualifying for premium-free Part A based on your spouse’s work history

…above. To confirm your eligibility for premium-free Part A, call the Social Security Administration at 800-772-1213. If you are a railroad worker, contact your local Railroad Retirement Board field office….

Tips for communicating with insurance companies

…materials sent in the mail. In some cases, you may want to send materials via certified or registered mail. Remember: Be patient! You may have to spend time on hold…

Questions to ask before enrolling in a SNP

…I expect for my coverage (premiums, deductibles, copayments)? Is there an annual limit on my out-of-pocket expenses? Will I be able to use my doctors? Are they in the plan’s…

Sexually transmitted infection (STI) screening and counseling

…should be provided in a primary care setting, such as a doctor’s office. Note: If you receive STI counseling in an inpatient setting, such as a skilled nursing facility (SNF),…

Home health basics

…every 60 days. A face-to-face meeting is not required for recertification. And, you receive care from a Medicare-certified home health agency (HHA). Note: You cannot qualify for Medicare home health…

Equitable relief for Marketplace enrollees

…insurance coverage using Form CMS-L564 Call the Social Security Administration (SSA) at 800-772-1213 or go to www.ssa.gov to find a local Social Security office that you can visit in person….

Resources if you need dental coverage

…information. Reduced-cost or free dental clinics: These clinics are available in many states. Use resources available at NeedyMeds, healthcare.gov, freeclinics.com, and hhs.gov for more information. Local hospitals: Call the hospitals…

Questions to ask when considering an SPAP

…drugs count toward my Part D out-of-pocket maximum that must be met before I reach catastrophic coverage? Is there an SPAP out-of-pocket maximum? If so, how much is it, and…

Questions to ask when comparing Part D plans

When you are choosing among Part D plans, here are some questions to keep in mind. Before you start looking at plans, make sure you know: The prescriptions you take,…

Questions to ask before joining a Medicare Advantage Plan

…Costs What costs should I expect for my coverage (premiums, deductibles, copayments)? What is the annual maximum out-of-pocket (MOOP) cost? Note: PPOs have different out-of-pocket limits for in-network and out-of-network…