Questions to ask when choosing a Medigap

…Are the premiums: No-age-rated (community-rated), meaning everyone in my area pays the same premium regardless of their age? Issue-age-rated, meaning the premium is based on how old I was when…

Questions to ask when new to Medicare

If you are new to Medicare, there are several questions you should consider while approaching or within your Initial Enrollment Period (IEP) or a Special Enrollment Period (SEP). Use this…

Prostate cancer screenings

…digital rectal exam (DRE) And, a prostate-specific antigen (PSA) test Medicare also covers diagnostic prostate cancer screenings. Your provider may recommend that you receive a prostate cancer screening more than…

Eligibility for premium-free Part A if you are under 65 and Medicare-eligible

If you are eligible for Medicare due to a disability, End-Stage Renal Disease (ESRD), or Amyotrophic Lateral Sclerosis (ALS), you are eligible for premium-free Part A. If you return to…

Options for those whose Extra Help application is denied, or whose benefit is less than expected

…Help and why you will be denied (for example, the monthly income you reported in your application is over the limit). If you think that SSA’s rejection is based on…

Appealing the Part B late enrollment penalty

…is 10% of the Part B premium ($174.70 in 2024) for every 12-month period you did not have Part B or job-based insurance that allowed you to delay enrollment. This…

Medicare Savings Programs and the Part B Buy-in

…each with its own eligibility criteria: Qualifying Individual (QI) Specified Low-income Medicare Beneficiary (SLMB) Qualified Medicare Beneficiary (QMB) TEST Start Over Get Help Applying for Medicare Cost-Savings Programs If you…

Help understanding Medicare benefits and options

…has a toll-free number, 1-800-MEDICARE, and a website that provides basic information about Medicare coverage and your private health and/or drug plan options. Social Security Administration (SSA) – The federal…

Natasha does not have enough work history to qualify for premium-free Medicare Part A

…58 and has worked in the U.S. for over 25 years. Question: Is Natasha eligible to enroll in Medicare when she turns 65? Will she qualify for premium-free Part A?…

How to enroll in Medicare if you are turning 65

…Social Security Administration (SSA). If you get Railroad Retirement benefits, your package and card will come from the Railroad Retirement Board. Typically, you should not turn down Part B unless…